Chingola Polytechnic

MILLIONAIRE BOOKS YOU NEED TO READ

1. The Millionaire Next Door
the authors reveal that most millionaires live modestly, save diligently, and prioritize financial independence over material possessions.

2. Secrets of the Millionaire Mind
The book introduces the concept of a “financial blueprint,” which refers to deeply ingrained beliefs about money that shape economic outcomes.

3. Baby Steps Millionaires
It approach focuses on eliminating debt, building an emergency fund, investing wisely, and giving generously—all while maintaining a disciplined approach to money management

4. Everyday Millionaires
Hogan conducted extensive research to show that most millionaires are not born into wealth but achieve it through hard work, consistent saving, and wise investments

5. The Millionaire Fastlane
The book advocates for the “Fastlane,” which involves creating scalable businesses or investments that generate significant income quickly.
This book appeals to aspiring entrepreneurs or those seeking alternatives to traditional career paths.

6. Rich Dad, Poor Dad
The book highlights the importance of acquiring assets (such as real estate or businesses) rather than liabilities (such as expensive cars or consumer debt). It stresses the value of financial education in achieving long-term success.

7. Rich Habits
The book outlines simple yet effective habits such as goal-setting, networking with successful people, reading regularly for self-improvement, and managing time efficiently.

8. Money: Master the Game
The book emphasizes diversification, minimizing fees, understanding compound interest, and creating a personalized long-term wealth-building plan. It stresses the importance of taking control of your finances rather than leaving them to chance or relying solely on advisors.

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Do you know some of you tradition.
We have visited Namwanga people from Muchinga province and Tanzania.
Typical Namwanga traditions.
As written by Mr Silumbwe W.

1. Nsalamu;
The man gives salamu to his wife to be by hands for which she goes and gives her aunt or grand mother. The aunt should keep this money until the engagement day where she will be asked to produce it as a sign of knowing the man. We don't take Nsalamu in a plate. Once engaged, cannot eat or bath without the in-laws putting ka money.

2. Ukulanzizya mung'anda yamalumba.(good family)
During the visits to the girls' place, the man is free to eat food prepared for him. Normally the girl's family prepares food under the cover of giving food to visitors (this is key as it gives indications to the man on the type of the family he is marrying from). Regardless of how many meals he has eaten, the man is free to leave the girl.

3. Ukuvimbila
once married, the woman(Bride) is not supposed to talk to his father in law until she gives birth. In case of no child for a longer time, then elderly people set the time frame for which she can open and talk. There should be a token given to her before she talks.

4. Umuchinzi:
A man cannot shake hands with the in-laws neither should he enter his house or eat anything in their presence until such a time when you have two or three children.

5. Ukumutenzya;
A woman is supposed to cook in her mothers kitchen for 6 or 1 year before she can be given her own kitchen. During the day of kitchen commissioning, the mother in-law buys special relish and Helps her to cook. Normally its dry meat(ichundu), beans and chicken. On this day, grand mother or aunt from both families are supposed to be present. One should hold firewood, others a pot etc

6. Inkoko-ilumbo
Whether you have slaughtered a cow or you have bags of fish, a chicken relish must be given to the in-laws. The chicken must not be cut in pieces but the whole of it(imbuluwulu.) When eating, the man (groom must not eat inondo or icipompo neither should he over eat the chicken. The meal is normally accompanied by beans for which the groom should at least eat more of it

7 : Umusewania;
the mother in-law cannot eat any left overs left by her in-law.

8. Enyinaviala wampyani
The man treats the wife to his brother in-law as full-time bapongo. If John marries Mary and James is Mary's brother, John is supposed to treat James's wife as bapongozi. The key principle here is that, if my wife dies, his brothers are the ones to appoint who to take up my wife's name and in most cases, the they appoint their daughters.

9. Awipwa;
Nephews are key people in Namwangas families. A man may bring his nephews more closer than his blood brothers because nephews are not threats to my marriage or properties. A nephew's deginity is seen by how wealthy his uncles are and uncles normally pay off his bills during marriage. A nephew can eve rule his uncles village without prejudice.

10. A woman cannot talk to his husband or in-laws while standing and a woman is taught to treat the husband in high esteem, for example a man can call her iwe but she will call him imwe.

11. Ukufuta amanama;
There are no chilangamulilo among typical Namwangas or wiwas. There is what we call ukufuta ikula lyang'ome (clearing the footsteps of the cattle which they brought) The family of a man will visit the family of a woman to familiarize themselves and exchange notes. This happens soon before she gives birth.

12. Ivipicililo
The common celebrated event in marriage celebration of Namwangas is Ivipicililo where the family of a man(both from the mother and father) visit the woman's family again with a lot of Bear and the visit can eve last five days. On this one the family reveals all the secrets and this takes off after their daughter has given birth.