DebtOut

Are you working for the government and still struggling to keep up with your debt?

You’re not alone — many South African government employees are under pressure from rising living costs, school fees, and monthly repayments that just don’t seem to go down.

Here’s something important to know:

Under the National Credit Act (2005), you have the legal right to apply for Debt Review.

This means:
✔ Your repayments can be restructured into one affordable amount
✔ Interest rates may be reduced
✔ Creditors must stop harassment and legal action

Debt Review is a legal protection, not a loan — and it was created to help South Africans regain control of their finances.

DebtOut / Melon Consulting is a registered Debt Counsellor with the National Credit Regulator (NCR), helping people just like you take back control of their money.

👉 See what our clients say:
https://www.hellopeter.com/debtoutmelon-marketing

👉 Learn more about how it works:
https://debtout.co.za/

Find out if you qualify — it’s quick, confidential, and could change your financial future.

Source: National Credit Act, 2005 (www.gov.za) | National Credit Regulator (www.ncr.org.za)