Waterloo Human Rights Commission

If you have secured a loan and are closing on a new home in the near future, congratulations—you’re one of the lucky few, Annie Lowrey writes.
https://theatln.tc/EFuPLiOo

Data from the Mortgage Bankers Association show that Americans are applying for fewer mortgages than they have at any point in the past quarter century, including during the worst of the Great Recession. Few families are putting their home up for sale, few families are buying, and little new stock is being created.

“The disappearance of the middle-class mortgage does not represent merely a short-term challenge for individual families,” Lowrey writes. “It portends major changes in the long-term financial security of the American middle class.”

Read more about the causes for this new housing trend—and what’s next—at the link: https://theatln.tc/EFuPLiOo

New findings show that closing a community’s Administration (SSA) office would dramatically increase driving times for most people.

Understanding current access to SSA offices and how potential closures could affect people can help federal, state, and local identify gaps in services and assess which would be most affected. In this Urban Institute analysis, experts map the current area each SSA office covers to understand how long people in each area would have to drive if their nearest office were to close.

Learn more. https://urbn.is/4lg8fpM

The Power of Private Museums