Neuse Consulting Group

💰 𝗬𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗰𝗮𝗻 𝗮𝗳𝗳𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗰𝗼𝘀𝘁𝘀.

Many people are surprised to learn that Medicare premiums aren't the same for everyone. If your income exceeds certain thresholds, you may pay more for 𝗣𝗮𝗿𝘁 𝗕 𝗮𝗻𝗱 𝗣𝗮𝗿𝘁 𝗗 through the Income-Related Monthly Adjustment Amount (IRMAA).

That's why 𝘁𝗮𝘅 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴, 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗶𝗻𝗰𝗼𝗺𝗲 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴, 𝗮𝗻𝗱 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝘀𝗵𝗼𝘂𝗹𝗱 𝘄𝗼𝗿𝗸 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿. Decisions like Roth conversions, large capital gains, retirement account withdrawals, or selling property can affect what you pay for Medicare.

Planning ahead can help you avoid unexpected premium increases.

📞 𝗪𝗼𝗻𝗱𝗲𝗿𝗶𝗻𝗴 𝗵𝗼𝘄 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗰𝗼𝘂𝗹𝗱 𝗮𝗳𝗳𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀? We're happy to provide an educational review and help you understand your options.

𝗖𝗮𝗹𝗹: 984-237-3347
𝗘𝗺𝗮𝗶𝗹: [email protected]

𝘌𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯𝘴 𝘷𝘢𝘳𝘺.

💊 𝗔 𝗯𝗶𝗴 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗮𝗿𝘁 𝗗 𝗰𝗵𝗮𝗻𝗴𝗲 𝗳𝗼𝗿 𝟮𝟬𝟮𝟲.

Beginning in 2026, annual out-of-pocket costs for covered Medicare Part D prescription drugs are capped at $2,100. This change is designed to provide greater predictability and help protect beneficiaries from very high prescription drug expenses.

While this is welcome news for many retirees, it's still important to remember that plan premiums, formularies, pharmacy networks, and covered medications can vary from plan to plan.

Understanding how these changes affect your prescriptions can help you make more informed Medicare decisions.

📞 Need help understanding the 2026 Part D changes or comparing your prescription drug coverage? Neuse Consulting Group is here to provide educational guidance.

Call: 984-237-3347
Email: [email protected]

Educational information only. Individual situations vary.

💊 𝗬𝗼𝘂𝗿 𝗽𝗿𝗲𝘀𝗰𝗿𝗶𝗽𝘁𝗶𝗼𝗻 𝗱𝗿𝘂𝗴 𝗽𝗹𝗮𝗻 𝗱𝗲𝘀𝗲𝗿𝘃𝗲𝘀 𝗮 𝘆𝗲𝗮𝗿𝗹𝘆 𝗰𝗵𝗲𝗰𝗸𝘂𝗽.

Even if your medications haven't changed, your Part D plan might have. Premiums, deductibles, copays, pharmacy networks, and drug formularies can all change from year to year—potentially affecting what you pay.

A quick annual review can help ensure you're still in the plan that best fits your medications and budget.

📞 Questions about your prescription coverage? Neuse Consulting Group is here to provide educational guidance.

Call: 984-237-3347
Email: [email protected]

Educational information only. Individual situations vary.

COBRA may seem like a simple way to keep your health coverage, but after age 65 it can create Medicare enrollment issues.

Many people don't realize that COBRA is generally not considered creditable coverage for delaying Medicare Part B enrollment. Waiting too long to enroll could result in late enrollment penalties and gaps in coverage.

Before relying on COBRA, review your Medicare options and enrollment timeline to avoid costly mistakes.

📞 Questions? Contact Neuse Consulting Group at 984-237-3347 or [email protected].

Educational information only. Individual situations vary.