Retha Rish Insurance Agency

Faith & Community Focus
Choosing a Medicare plan isn’t just about numbers — it’s about trust. For 17 years, Retha has helped local families navigate Medicare with care and integrity. That’s why so many Hampton Roads seniors turn to her for honest answers and lifelong support.

https://wix.to/Q5Bm3fP

Turning 65 This Year
If you’re approaching 65, now’s the time to learn how Medicare really works. Retha helps new retirees in Chesapeake and Virginia Beach understand enrollment rules, deadlines, and plan choices so they start retirement fully protected.

https://wix.to/Su9MPY1

Faith & Family Planning
Medicare decisions are about more than healthcare — they’re about protecting the people you love. Retha’s faith-based approach puts honesty and compassion first, helping you choose coverage that aligns with your values and gives your family peace of mind.

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👫 Medicare planning for couples is TWICE as complex!
👫Common challenges Hampton Roads couples face:
🤔 "Should we both choose the same Medicare plan?"
🤔 "My husband turns 65 next year, I turn 65 in 3 years - how do we coordinate?"
🤔 "Can we share a Medicare plan like our old employer insurance?"
🤔 "One of us needs lots of specialists, the other is healthy - different strategies?"

The truth: Each spouse enrolls individually, but smart couples coordinate their decisions!

Key considerations:
✅ Provider network coordination
✅ Prescription drug coverage for both
✅ Budget planning for two people
✅ Different enrollment timing
✅ Long-term care planning

Don't navigate Medicare planning alone! Get couples-focused guidance.

📞 757-692-8388 | [email protected]



https://www.retharish.com/post/healthcare-planning-for-couples-coordinating-medicare-and-benefits-in-hampton-roads

Doctor-First Medicare Match
Losing your doctor is one of the biggest fears when changing plans. Retha’s Doctor-First Review confirms your physicians and medications before you enroll. It’s personal, practical, and built to keep your trusted relationships intact.

https://wix.to/qnHPxO5

Final Open Enrollment Reminder
This is it — Medicare Open Enrollment ends tomorrow. If you’re unsure whether your plan still fits, today’s the day to find out. Retha helps Chesapeake residents review their options quickly so they enter the new year confident, covered, and cared for.

https://wix.to/tvV6TGn