Discus Real Estate Solutions LLC

Discus says there are a lot of regulations in 2014. Be careful.

http://www.housingwire.com/blogs/1-rewired/post/28419-monday-morning-cup-of-coffee-the-launch-of-qm-is-not-the-horror-story-many-imagine

Monday Morning Cup of Coffee: The launch of QM is not the horror story many imagine In a few days when the clock strikes midnight, the housing market will enter 2014 -- a year of new regulations and swift changes. This inevitable transition has state and federal officials on high alert as they try to gauge everything from home affordability issues to rule compliance.

http://www.housingwire.com/articles/28254-lending-standards-tightened-in-november

Lending standards tightened in November Mortgage lending standards tightened in November. The change occurred as loan programs that allowed for more than 95 loan-to-value ratios and low-to-mid range minimum FICOs were either discontinued or revised.

http://www.dsnews.com/articles/is-tighter-credit-for-better-2013-11-20

Is Tighter Credit for the Better? It’s no secret underwriting standards have tightened in recent years, and while some decry the heightened standards as they make homeownership less accessible to some Americans, CoreLogic economist Sam Khater pointed out in a report released Wednesd

http://www.dsnews.com/articles/hgjh-2013-11-15

Recovery Won't Continue Until Lawmakers Focus on Housing Policy According to some there are many issues with the U.S. government, but housing policy ranks highest. A new report published by The Opportunity Agenda, National Fair Housing Alliance and the National Association of Real Estate Brokers (NAREB) claims that th

Discus absolutely predicted this when the HAMP statute was passed and she actually read it!!!

http://www.dsnews.com/articles/hamps-redefault-rate-at-27-and-likely-to-rise-2013-10-31

HAMP's Redefault Rate at 27% and Likely to Rise Over the life of the government’s Home Affordable Modification Program (HAMP), 1.25 million homeowners have received permanent HAMP modifications, and 27 percent of those have later redefaulted on their loans, according to a quarterly report to Cong