Captain Credit

❓ Which do you think hurts your score more?
A) Missing a payment
B) Applying for new credit
Drop your guess below 👇
(I’ll post the answer tomorrow!)

💡 Credit Tip: Keep your utilization under 30%.
👉 Example: If your card limit is $1,000, try not to carry more than $300.
Lower utilization = healthier score.

Happy International Coffee Day! ☕🎉
Every sip connects us to farmers, roasters, baristas, and coffee lovers around the world. 🌍💚
Finish this line in the comments:
“Coffee is collaboration because…” 👇