Compass LTC

In 1965, the passage of the Social Security Amendments, popularly known as Medicare and Medicaid, resulted in one basic program of health insurance for persons aged 65 and older, and another program providing health insurance for people with limited income funded by state and federal sources, respectively.

Medicare Supplements only pay after Medicare pays its share first. If Medicare approves a claim and pays the part that Medicare owes, it will forward the remainder of the bill to your Medicare Supplement.

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separate Part D plans, and only have a one-time Medigap Open Enrollment window.