Global Insurance Agency, LLC

December 26th is National Homeowners Day, a timely opportunity to highlight the importance of well-rounded coverage for your home.

While homeowners insurance covers many risks, it doesn’t cover everything. Here are a few areas where standard policies may leave gaps:

⭕ Flood damage - Rising water from heavy rain or overflowing rivers isn’t included in most homeowners policies.
⭕ Earthquakes - Standard coverage usually leaves a home unprotected from earthquake damage.
⭕ Sewer or drain backup - Even small backups can lead to expensive cleanup and repairs, which are typically only covered with optional protection.
⭕ High-value items - Jewelry, fine art, collectibles, and other expensive items often exceed standard policy limits.

For coverage in these areas, separate policies may be necessary. If you want to explore whether additional coverages are needed, give us a call today. We’re here to help ensure your home is properly protected.

Winter is on its way, and now's the time to prep your home and avoid common cold-weather insurance claims. Swipe through for simple, proactive tips that make a big difference when temps drop.

From smart thermostat settings to old-school gutter checks, these steps can help keep your home safe and your policy stress-free this season.

Have questions or needs as we head into winter? Don’t hesitate to give the office a call!

Get your Quote today!