Springfield MO RE Tips

The first step to any homebuying journey starts with applying for a loan. Wondering what goes into the application process? The process starts with providing documents to show you're in the right financial state to purchase your dream home. Contact me to learn more.

Here's a few items you'll need:
• Copies of W-2s
• Copies of pay stubs
• Copies of checking and saving account statements

If the only thing you’re working on today is relaxing, then you’re spending Labor Day the way it was intended. Have a great day!

Tackling a 30-year-mortgage may seem like a never-ending battle, but these tricks could help you pay off your mortgage faster!

- Make one extra payment a year
- Round up your payments
- Instead of one payment a month, pay half your payment every two weeks

Undergoing a remodel can be a tedious, yet rewarding job. Whether you're looking to improve the way you live or make your livable house lovable, follow these strategies to stick to the your goals:

• Understand the true reason you are remodeling
• Set a budget and hold 20-30% of it for contingencies
• Prioritize the projects most important to you

Did you know, your thermostat controls half of your energy bill? Installing green home gadgets like a smart thermostat and plugs help control your energy usage and save you money!

College grads, student loan debt doesn’t have to stop you from becoming a homeowner! You could qualify for a home loan even if you have debt from student loans. Contact me for details.