Acuna Real Estate

A 1% increase in mortgage rates reduces your buying power by roughly 10%.

That's not a rounding error. That's tens of thousands of dollars in purchasing capacity — gone.

Here's what that looks like in real numbers:

📉 At 6.5%: a $2,000/month budget qualifies for roughly $315,000
📉 At 7.5%: that same budget qualifies for around $285,000
📉 At 8.5%: you're looking at closer to $260,000

This is why rate movements matter so much — not just as headlines, but as decisions.

The buyers who understand this go into their search with clear eyes. They know what range makes sense, they know when to lock, and they don't waste time touring homes they can't close on.

If you've been watching rates and wondering what they mean for your specific situation, let's run the actual numbers together.

DM me and I'll break it down — no pressure, just clarity. 📩