Magnolia Mortgage Group

Magnolia Mortgage Group

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Copyright Β©LO FL #MLD836 Individual NMLS #1859749 Magnolia Mortgage Group Corporate NMLS #1660690 Rates, Fees, Terms and Programs are subject to change without notice.

04/29/2026

πŸ‘πŸ’­ When was the last time you checked your interest rate?

If it’s been a while… you could be overpaying πŸ‘€ our client is savings thousands per year with her refinance and ditching that HELOC extra monthly payment ✌️

A rate & term refinance could mean:
βœ” Lower payment & Rate
βœ” Better terms
βœ” More breathing room

πŸ“² Quick check 727-645-8603
= big potential savings!


Crystal Herring

03/25/2026

✨ Atlanta Homebuyers & Realtors! ✨
I’m excited to share that Down Payment Assistance Programs are available right here in Atlanta, Georgia πŸ‘πŸ’°

If you’re a buyer looking for help with upfront costs or a Georgia Realtor wanting to learn how this can benefit your clients I’m always happy to chat! πŸ€πŸ“²

Licensed Mortgage Loan Originator in Atlanta, GA & FL
NMLS #185-9749 πŸ“

Let’s make homeownership happen! πŸŽ‰πŸ”‘

09/17/2025

πŸ“‰ BREAKING: The Federal Reserve Just Cut Interest Rates by 25 Basis Points! πŸ‘πŸ’°

Great news for homebuyers and homeowners! The Fed has lowered the benchmark interest rate by 0.25%, creating new opportunities for lower mortgage rates, refinancing, and increased home affordability.

πŸ’‘ What This Means for You:

βœ… Potentially lower monthly mortgage payments
βœ… Increased buying power for new homebuyers
βœ… A great time to explore refinancing your current mortgage
βœ… More favorable conditions for home equity loans

Whether you're buying your first home, upgrading, or thinking about refinancing, this rate cut could save you thousands over the life of your loan.

πŸ“² Let’s talk about how this impacts YOU specifically! Send me a message or comment below to schedule a free consultation.

🏠 Your home goals are within reach β€” let’s make the most of this opportunity while rates are still low!

πŸ“²727-645-8603
πŸ“ Local Mortgage Lender
NMLS 1859749

09/08/2025

Attention Homebuyers! 🚨

🏑 Don’t wait for the crowd! If you’ve been on the fence about purchasing, now is the time to ACT! πŸ•’

πŸ“‰ Rates are already starting to affect the market, there's still a cooldown on the way – and it's expected this month! πŸ“†

⏳ If you're planning to buy within the next 4 to 6 months, why wait for your competition to get pre-approved? Let’s get ahead of the game and set your file up to WIN YOUR OFFER! Your credit report is good for 120 days (that's 4 months!) πŸ—“οΈπŸ”‘

Get pre-approved and CONDITIONALLY APPROVED by an underwriter BEFORE you submit your offer. βœ”οΈ

Home Loans with Crystal
πŸ“ž727-645-8503
Apply Today ▢️ https://localmortgagelender.my.canva.site/crystalherring

09/02/2025

πŸπŸ’› I'm falling back in love with these loan scenarios! πŸ‚πŸ‘
✨ First-time homebuyer WINS all around!

🏠 Purchase Price: $159,900
βœ… $10,000 in 1st-time homebuyer assistance
βœ… Reduced down payment from 5% ➑️ 3% (Saves $3,198!)
βœ… $550 estimated appraisal reimbursement credit
βœ… Buyer’s agent negotiated 3% seller credit = $4,797

🍁 Total savings? A WHOPPING $18,545!

πŸ’š BONUS: Buyer will also receive a credit back at closing on their loan file! That’s right, NO FUNDS REQUIRED TO CLOSE!!

πŸ’‘ Helpful Tip: Got a gift for closing? You could get your escrow deposit BACK! If not, the credit reduces the loan amount = lower monthly payments πŸ™Œ

πŸŽ‰ These are the wins that make fall feel extra cozy! Let's keep the good news rolling! πŸ’¬πŸ“²727-645-8603

πŸͺ© Website ➑️ https://localmortgagelender.my.canva.site/crystalherring

Contact Crystal Herring with Home Loans with Crystal
πŸ‚πŸpt

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Spring Hill, FL

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm