Rich Kay, Realtor
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"Whenever I walk into a listing appointment or talk to a first-time homebuyer or any other scenario, I remind myself to treat the client in the manner that I would want to be treated. Honesty, transparency, open-mindedness about their concerns, etc. I'm involved in Real Estate transactions every day and it comes easy to me, for my clients this is a once-per-decade or more transaction. People are t
10/10/2025
As you can see rates have a big effect on payments. Down payments/ costs for buyers can be farrrrrr less in this market.
Something to consider though if you’re considering buying a home or waiting:
When rates are low sellers can pick & choose from offers & have little motivation to help with things like closing costs.
When rates are high & offers are scarce they are more likely to help pay closing costs etc.
The out of pocket money in today’s market is far less- likely 10k or more than in the past. (Assuming this is negotiated on the buyers behalf).
Deals.
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2715 Forest Road
Spring Hill, FL
34606
