Cliff Taylor - Intercap Lending
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I pride myself in communication and understanding the needs of my clients. I work with a full range of products including Conventional, FHA, VA, USDA, Portfolio and Down Payment Assistance programs. Whether you are purchasing your first home or you are seasoned veteran, I can guide you through the many options of buying or refinancing a principal residence, second home or investment property. My b
06/08/2026
Renting vs owning is one of those conversations that is rarely as simple as people want it to be.
I have clients on both sides of this decision and the right answer is always tied to their goals.
Renting offers flexibility and lower upfront commitment.
Owning offers a different set of advantages:
More control over your living situation
The ability to build equity over time
Exposure to long term appreciation
What I focus on is helping clients understand the tradeoffs and how each path aligns with their financial strategy.
In many cases, it is less about what is right in general and more about what is right for that specific moment.
Homeownership has historically been a key driver of long term wealth for many households. Source: FHFA House Price Index 2025.
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9017 N Country Homes Boulevard
Spokane, WA
99218
