Insurance One

🎆 Every summer in Michigan, residential fireworks cause fires, injuries, and property damage. Here is what to know before you light up:

- If a firework damages a neighbor's property, your homeowners liability may apply - but limits matter.
- Fire damage to your own home caused by fireworks typically falls under dwelling coverage, depending on your policy.
- If a guest is injured by fireworks on your property, liability coverage is your first line of defense.
- Hosting a large gathering? Standard limits may not be enough. An umbrella policy is worth asking about.

Stay safe, and contact Insurance One if you have questions about how your coverage applies. ⚠️

👨‍👧 Happy Father's Day to all the dads out there working hard to protect their families. From all of us at Insurance One, enjoy your day. ❤️🎉

🛡️ The best time to buy life insurance is when you do not think you need it - because that is when it is most affordable.

For younger adults, premiums are lower and locking in a rate while you are healthy can save significantly over time. Life insurance protects your family from the financial impact of an unexpected loss - covering a mortgage, replacing income, or simply giving a surviving partner time to grieve without added financial pressure.

If a major life event has happened recently - a marriage, new child, or home purchase - now is a good time to take a look. Contact Insurance One and we will help you figure out what makes sense. ❤️