Veronica Penn Realtor

Did you know? …
You can buy a mobile home with an ITIN!!?!
⭐️ 600 fico and 5% down payment is doable but the rate would be 11%+

🏡 640 fico would be 9%+

🔑 700 fico would be 8% range. (Lowest rates for mobile)

👉🏼 For mobile homes in parks they must be newer than 1976 year. Older than 1976 requires higher rates or more down!

TODAY’S Rates for best qualified clients on 30 year fixed programs: NO POINTS*
Conventional - 6.49%
FHA - 5.875%
VA ($0 down) - 5.99%
Mobile - starting at 8.55%
Non Qm - starting at 6.5%
DSCR (investment) - starting at 6.375%
Jumbo - Starting at 6.75%
Vacant land starting at 7.875%