Madronus Wildfire Defense

Great report from Texas A&M University and Cedar Park, Texas government about how resistant features like stucco siding, clay tile roofs, and structure separation allowed fire fighters to safely attack the when it threatened the community in early August.

As one of our local fire chief says, "We need homeowners to create good defense so we can bring the offense."

Hats off to Texas A&M Forest Service and Cedar Park Fire Department for preventing an urban conflagration.👏

Parmer Lane Fire Case Study, Cedar Park Texas August 8 - August 18, 2023

This clarifies rules that were assumed, so it's a good thing to do now before a catastrophic loss. We hope it never gets put in motion, but every policy dropped by the admitted market is put on the backs of every other CA policyholder (doesn't limit to only homeowners policies).

"More than 419,000 properties are now covered by the FAIR plan, which has grown to become one of the state’s primary insurers. Its risk exposure is nearly $400 billion as of June 30, up 26% in six months.

Under new details of a plan first announced in July [and after the FAIR plan has exhausted all of its reserves, reinsurance and catastrophe bonds], insurance companies will be required to cover half the cost of losses of up to $2 billion in total claims — $1 billion for residential and $1 billion for commercial. But the other half can be recouped from consumers through a surcharge if the insurance commissioner gives approval."


https://hubs.ly/Q02QrZK10

https://hubs.ly/Q02QrMqj0

www.insurance.ca.gov

Not a day goes by that we don't hear about someone getting dropped by their insurer.

Insurers like Farmers and CSAA/AAA are requiring Insurance Institute for Business & Home Safety - IBHS Wildfire Prepared Home as a condition of renewal.

We help property owners and insurance agents navigate the process with a 5x higher success rate vs. DIY!

https://hubs.ly/Q02NM0Dw0

This One Move Can Cut Your Home Insurance Costs In California If you own a home in California, rate hikes and cancellations are becoming as common as September brush fires on scorched hillsides – and for much the same reason.

Today we recognize wildland firefighters and their families for their dedication, hard work, and sacrifices to protect lives and communities.

Also a good time to remind Congress to increase their pay and improve working conditions!