True 401k

True 401k Partner Linda de Ridder and her granddaughter attend the ‘Business to Business Expo’ sponsored by the Farmington Chamber of Commerce !
True 401k supports its local communities in New Mexico and businesses around the country.

Come see us at the Business-to- Business Expo in Farmington, NM!

Have you looked into the tax credits available for starting or maintaining a retirement plan?
We still come across advisors, CPAs, and plan sponsors who aren’t fully utilizing these credits — or haven’t had Form 8881 included with their return.
It’s worth asking: is your plan provider reviewing eligibility and making sure these credits are being captured?
This is a small example of where a high-touch TPA can add real value. When applied correctly, these credits can directly reduce your tax liability — putting dollars back into the plan sponsor’s pocket (and often back into the plan itself).
Worth a second look.

The Department of Labor is moving forward with guidance on paper statements and electronic disclosures for retirement plans—a development that could affect how sponsors meet disclosure requirements and engage participants.

This article outlines what to expect from the forthcoming guidance and key considerations for plan administrators and advisors: https://www.napa-net.org/news/2026/2/coming-soon-dol-guidance-on-paper-statements-e-disclosures/

The Department of Labor can fine a plan sponsor up to $2,739 A DAY that their form 5500 is late.

Form 5500 compliance may be getting some relief.

A new House bill would simplify filing by extending deadlines and allowing electronic signatures—changes that could significantly reduce risk and administrative burden for plan sponsors and practitioners.

Read more: https://www.asppa-net.org/news/2026/2/form-5500-more-time-to-comply/

Choosing to save on a Roth basis is becoming more and more popular. Does your workplace offer Roth in the retirement plan?

Data from the Plan Sponsor Council of America - PSCA 68th Annual 401(k) Survey show that employers are expanding their Roth offerings.

The percentage of plans offering a Roth contribution option climbed to 95.6%, the highest in the PSCA Annual surveys so far.

Read more: https://ow.ly/eC1Z50XGnOX

The IRS has released the new 2026 401(k) limits. Special thanks to our partners!

Advanced plan designs can help efficiently reduce your tax burden.
Wondering if a Cash Balance Plan makes sense for your company? Give us a call!

Cash balance plans have emerged as a solution to many challenges plans face — and they have grown explosively, according to an industry expert in a recent panel discussion.

Here'sa refresher on how those plans work: https://www.asppa-net.org/news/2025/9/cash-balance-plans-why-and-how/

Part of our mission is to help bridge the knowledge gap for employees.

While retirement and recordkeeping firms manage more than $40 trillion in assets, representing almost one-third of U.S. household financial wealth, a troubling disconnect persists: participant disengagement continues to threaten both individual retirement security and growth prospects for recordkeepers.

Learn more: https://ow.ly/4bjO50Xgj7T

💡Employer solutions for retirement planning⏳
Contact us today and see if a 401(k) makes sense for your business! ✅