Carrie Lacy Realtor

Are you in the market to buy land? Maybe you aren’t finding the home of your dreams and you’ve decided to start from the ground up - literally. Once you’ve evaluated your finances and have some land you want to purchase, be sure to do these five important things before you buy.

What is stopping you from diving into homeownership? The road to owning a home can look different for everyone, but there is more than one path. Let us help you find the one that works best for you!

Pre-qualification tends to refer to less rigorous assessments, while a pre-approval can require you share more personal and financial information with a creditor. As a result, an offer based on a pre-qualification may be less accurate or certain than an offer based on a pre-approval. Make sure to get pre-approved today to get started on your house hunting journey!

As a first time homeowner, you may be overwhelmed by the home maintenance list required to keep your house in good condition. This is important not just for the enjoyment of your home but for potential future resale value. When you buy a home, make sure you put locating your utility shut-off points at the top of your list. In the case of an emergency, knowing where these are can save your home from unnecessary damage.

Before buying a home, you need to wrestle with these two things: your budget and your non-negotiable list.⁣
Your budget: Sit down with a reputable bank or mortgage lender to get pre-approved. Plus, a pre-approval letter will strengthen your offers.⁣
Your non-negotiables: These are your “must-haves” in a new home. Need to stay in the same school district? Need a fenced yard for the dog or a guest room for grandma? Keep this list short, but clear. You may need to reference it when the emotions of buying ramp up.⁣