O'Reilly Property Group
Serving California and Oregon-
CA Lic. 01928600, OR Lic. 201228988 Licensed in California and Oregon
05/28/2026
INFOGRAPHIC: Be careful with family photography and make sure to secure your valuables.
05/25/2026
You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.
Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.
That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.
That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.
Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.
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