Lorena Prado Reyes - Realtor
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Lorena Prado Reyes believes that selling real estate is just one small part of the equation. The bigger picture is providing her clients with the education and guidance they need to feel confident in their decisions. Those closest to Lorena know the importance she places on her service to others, exceeding their expectations while developing relationships to last a lifetime. Originally from Colomb
01/21/2026
Mortgage rates fell to a more than three-year low after President Donald Trump announced a $200 billion mortgage-backed-securities (MBS) buyback plan.
The average 30-year fixed rate dropped to 6.06% for the week ending Jan. 15, down from 6.16% the prior week and well below the 7.04% average a year earlier. Freddie Mac said the decline has already boosted purchase and refinance activity, signaling improving housing momentum ahead of the spring sales season.
Read: https://rltor.cm/TFO5hc
01/12/2026
Mortgage rates dipped to 5.99% today. 😳
And while they didn’t stay there long (volatility is real, and according to MND, they were up just a hair over 6% moments later), this is the mindset shift a lot of buyers are waiting for.
For the people in your database who said, “I’m waiting for rates to come down,” now’s the time to reach out and have that conversation.
And keep in mind, they will likely still bounce around in low-6% territory, maybe touching the high 5s again soon, but this is still one of the lowest ranges we’ve seen in years — and a golden window to re-engage buyers who’ve been on the fence.
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Roseville, CA
