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Mortgage Term of the Day:
The origination fee is a charge lenders apply to process and underwrite your mortgage loan.

🔹 Usually a percentage of the loan amount (commonly 0.5% to 1%)
🔹 Covers administrative costs like credit checks, document preparation, and loan approval
🔹 Paid upfront at closing or sometimes rolled into the loan balance

💡 Tip: Always ask your lender for a clear breakdown of all fees, including origination!

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