ESL Federal Credit Union

more than 40 ATM locations, locally-based telephone and internet chat centers, and online and mobile banking channels. Since 1996, ESL has paid out 30 consecutive Owners’ Dividends to its members totaling more than $350 million. Since the creation of its Community Impact initiative in 2018, ESL has reinvested more than $173 million in grants throughout the community. The company is headquartered at 225 Chestnut Street, in Rochester, and can be found on the Internet at esl.org. ESL is the community's financial partner who makes ordinary tasks simple, easy and even enjoyable. Members love ESL because we provide helpful, friendly, informative and utterly reliable service with a personal touch. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender. Membership subject to eligibility.