Gallo Insurance Group LLC

Have questions regarding Michigan's New Auto Insurance Law? Changes will apply to policies issued or renewed after July 1, 2020.
Call us for a quote and we can talk about the new PIP coverage's risks and benefits. 248-633-2208

Since 1973, all Michigan automobile insurance policies have had to provide unlimited Personal Injury Protection benefits. If you qualified for PIP benefits because you were injured in an automobile accident, you could get lifetime medical benefits for treatment related to your care, recovery or rehabilitation. It sounded like a great idea at the time but as health care costs and the frequency of lawsuits continued to rise, it meant that auto insurance costs rose significantly, too. Today, Michigan has the 4th most expensive auto insurance in the country.1 Unsurprisingly, it is also ranked 4th in the U.S. with about 20% of drivers uninsured.