Next Level Investor

Most Americans get retirement preparation wrong.

💊 Healthcare costs can make up around 15 percent of a retiree's annual spending by age 75, which is roughly two times what it typically is during the working years.

📉 Lower-than-expected returns early in retirement can change projections (sequence-of-returns risk).

⏳ The number of Americans living to age 100 and beyond is expected to quadruple over the next 30 years, according to the U.S. Census Bureau. For couples, there’s a 20 percent chance that one partner will live to at least 100!

Ask yourself:
❓ How does my strategy manage market volatility?
❓ Am I factoring in healthcare inflation?
❓ Will my income last as long as I do?

The takeaway: Retirement isn’t about a number in your retirement account. It’s about a strategy that addresses all the risks that could impact your goals.

Let us know if you’d like to review to see if you’re on track.

🧐 Did you know…

Small businesses (firms with 249 or fewer employees) made up 53 percent of the total net job creation in the United States, according to the U.S. Bureau of Labor Statistics.

Small Business Saturday celebrates exactly this—the vital role entrepreneurs play in our economy and communities.

We have the privilege and honor of working with business owners and helping them translate their hard work into personal financial strategies for the years ahead.

This Small Business Saturday, every local purchase supports the local economy, job creation, and the personal dreams behind each storefront.

A healthier small business community supports us all. 🚀