Vista Financial LLC

🚨 YOUR NEXT PARTY INVITE COULD BE A TRAP

Our team came across this one and wanted to pass it along.

Hackers are hijacking actual friends' accounts to send fake invites via Evite, Paperless Post, or Punchbowl.

THE DOMINO EFFECT:

▪️ You hit RSVP in a friend's email.

▪️ A fake login page steals your password.

▪️ The same invite blasts to your entire contact list from your account.

▪️ Hackers now have access to your banking, brokerage, and password reset services.

Here’s how to spot a fraudulent party invite!!!

🔍 Check the Sender: Real Paperless Post invites come from an official paperlesspost.com address, Evite from evite.com, and Punchbowl from punchbowl.com, not a personal email address.

Protecting your wealth starts with protecting the email tied to it. Hope this helps!

U.S. Treasuries have long been considered one of the safer places to park money—but even the most trusted assets aren’t immune to change.

Recent shifts in global markets suggest that while demand for Treasuries remains strong, investors are beginning to broaden what they consider “safe.” Factors like rising debt levels, policy uncertainty, and evolving global alternatives are slowly reshaping how we think about risk and return.

That doesn’t mean Treasuries are losing their role in portfolios—but it does mean the definition of “risk-free” is being looked at more carefully than it has in decades.

For investors, the takeaway isn’t to react dramatically—it’s to stay aware. In a changing environment, diversification and active planning matter more than ever.

Treasuries Are Still King—But The Crown Is Slipping A slow but meaningful shift is underway in fixed income as policy uncertainty erodes the Treasury market's long-held premium—even as there is no real substitute in sight.

Investopedia says you may want to start with liquid funds like a money‑market account to avoid taxes and penalties. Roth IRA contributions can be tapped tax‑ and penalty‑free if needed, but dipping into a 401(k) should be a last resort. Making the right choice now can help protect your potential future growth.

Want help figuring out forward thinking moves for your money? Schedule a time to talk and we’ll work towards a plan that works for you.

Should You Tap Your Roth IRA, 401(k), or Money-Market Account for Big Home Repairs? Many big home repairs can’t wait, but your retirement also needs protection. Learn if and when to use cash, a money‑market fund, a Roth IRA, or a 401(k) for home repairs.