I shop multiple carriers so you don't have to — and I'm here year-round when things change.
919-909-2145 Hi, I’m Kimberly Hess — founder of Hess Insurance Solutions and a licensed health and life insurance broker serving individuals, families, and small business owners across the country. I specialize in affordable, private alternatives to the Marketplace that offer better benefits, more flexibili
ty, and often significantly lower premiums. My background is rooted in wellness and proactive care, and I believe your health plan should reflect the same mindset: preventative, protective, and personalized. Whether you're a self-employed professional, growing a business, or just trying to figure out how to keep your family covered without breaking the bank, I’m here to guide you every step of the way. I partner with leading carriers including First Health Network, Aetna, United, and PALIC to offer customized plans with options like $0 outpatient deductibles, critical illness protection, accident coverage, and even 24/7 Teledoc access. With year-round enrollment and no need to wait for open enrollment, I help clients get the coverage they need exactly when they need it. Beyond plans and premiums, I’m passionate about education and connection. I host women’s networking events, webinars, and one-on-one consultations to empower people to understand their options and make confident decisions. When I’m not building health coverage strategies, I’m either lifting weights, walking my daughter into another adventure, or sipping coffee at a local café while dreaming up my next community collaboration. My goal is to help you protect what matters most—with clarity, compassion, and maybe a little humor along the way. Let’s simplify your insurance, together.