F.l.o.c.k

Its Misconception Mondays where Flock Highlights Misconceptions in the .

Most commonly pay occurs once or twice per month. Budgeting should be set by WITH your , NOT Exact .📅

Many experience at LEAST half of their pay allocated towards expenses if not more.

is your first step of . Take note of what pay date the due date is associated with.

It may seem like the funds are leaving you prematurely but its the most mature act you can do to protect from , , and .

📍Remember: "Due Dates Dont Determine Delinquency, Due Diligence Does!" ~Q

Its Misconception Mondays where Flock clears the air on common . Our topic for today .

Early 🙅‍♀️DO NOT boost your Score.

📍Before paying off early keep 3 important things in mind.

1️⃣) Do you have a for . 

2️⃣) Why? Is this required to reach a financial goal?

3️⃣) Determine how much time you are saving (months off from payments) can those extra funds be or prioritized better?

💵Keeping liquidity (cash/assests easily accessible without loss in value) helps , and a peace of mind. The classic rule of thumb is having 3-6 months of saved to start. 

 📚Flock counsels the key factors in , management  and .

Stay Tuned and get

Coincidentally October is and simultaneously the most economically impactful holidays; . 🎃 But it's the Fraud thats Frightful!

With 15% and over 300 million Americans , and distinguishing between them being a 👀 seems harder than ever, with being affected the most,while even the computer literate are being scammed-despite education.

The real are the in costume. 👻

Fraud is Frightful 🤖 Protect your and and .

are the real . 🎭

is a top priority of 💰

🟢Scams are on the rise and disadvantages at a higher rate having little computer literacy, some rarely using in their work and /or home lifetimes.

🟢Leaders should ensure ALL options stay available with heavy regulation. Many online processes these automatically.