Community One Financial - NMLS# 56321

5.0 star review received on Experience.com for Bruce McLaughlin by Joshua M Y - Great communicatio.. and speedy response

New ★★★★★ 5 Star Experience.com Review by Joshua M Y Click to see all 163 reviews of Bruce McLaughlin, Branch Manager | RMLO | NMLS #70081

Does requesting my credit report hurt my credit score?

As part of our Credit & Financing Basics series we’ve been talking a lot about your credit report; however, you may wonder if checking your credit report hurts your credit score? We can settle that with one word. No. Requesting your credit report does not hurt your credit score. Checking your own credit report is not an inquiry about new credit, so it has no effect on your score. In fact, reviewing your credit report regularly can help you make sure the information the credit reporting companies share with lenders is accurate and up to date. You can review your credit report online for free once a week, from each of the three nationwide consumer reporting companies (Equifax, Experian, and TransUnion). You can also request a copy of your credit report by mail once every 12 months from each of the three companies.

Additional information can be found on the CFPB website: https://www.consumerfinance.gov/ask-cfpb/does-requesting-my-credit-report-hurt-my-credit-score-en-1229/

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Does requesting my credit report hurt my credit score? | Consumer Financial Protection Bureau Requesting your credit report does not hurt your credit score.

4.66 star review received on Experience.com for Bruce McLaughlin by Leslie A L D - Good advice, patience

New ★★★★★ 4.66 Star Experience.com Review by Leslie A L D Click to see all 157 reviews of Bruce McLaughlin, Branch Manager | RMLO | NMLS #70081