Berge Law P.A

Most people don’t think about uninsured motorist coverage until after they’re hit by someone who doesn’t have insurance.

Unfortunately, that’s a situation we see more often than people realize.

Florida consistently ranks among the states with the highest number of uninsured drivers. That means you can do everything right, carry insurance, follow the rules, and still end up dealing with a driver who has little or no coverage.

That’s where uninsured motorist (UM) coverage can make a huge difference.
In simple terms, UM coverage can help protect you if you’re injured by a driver who either:
• Has no insurance at all
• Doesn’t have enough insurance to cover the damage they’ve caused

Many drivers focus on protecting their car. Fewer people think about protecting themselves.
Before you ever need it, take a few minutes to review your policy and understand what coverage you actually have.