Trinity Risk Services LLC

The standard insurance companies that we all know of require that a property/home/dwelling be insured for Replacement Cost and there are fine reasons for that. But what if a loss occurs and the owner chooses not to rebuild. They wouldn't get the Replacement Cost as a payout, but only the Actual Cash Value which means RC minus depreciation which can be subjective. Is there an alternative? We have one now!

What if:

- The owner would purchase another property of similar value?
- They chose not rebuild the property?
- They were simply interested in covering their investment?
- They would replace the house with something more practical?
- Updated building codes hindered the potential to rebuild on the same property?

Interested in learning more? Do you have an example you would like to discuss?

Give us a call at 412-364-2164.

After 3–5 inches of snow over the weekend, it looks like most of us spent some quality time with shovels, snow blowers, and icy sidewalks. From early-morning driveway clears to helping a neighbor dig out, Pittsburghers always seem to come through.

As the snow settles, it’s a great reminder to take things slow, watch for icy spots, and keep an eye on roofs, gutters, and walkways as temperatures fluctuate.

Hope everyone stayed safe and warm — and maybe even enjoyed a little winter scenery along the way ☃️