Modus Vivendi

We had Kindergarten Orientation for our youngest last week.

Class of 2036...

That feels sooooooo far off!

I'm lucky enough to have seen how that mentality can play out if you're not careful. "So far off" won't last forever, and next thing you know, your kids are graduating high school.

If you want to help them pay for education after high school, then start saving now.

If you aren't sure what to do, then I'd be happy to answer your questions.

Helpful hint: 529 plans are a great place to start.

There's one thing I see MISSING from almost

EVERY FINANCIAL PLAN

It's a huge problem and it can lead to disaster for even the best strategies/portfolios/products/etc

Your financial plan needs PURPOSE

PURPOSE

PURPOSE

PURPOSE

Dear Financial Advisors,
Instead of talking about how cool your portfolios are, or working your clients into crippling anxiety about not retiring at some arbitrary age, or convincing them they don't love their families if they don't buy this life insurance product from you

Find out what drives them forward and build your strategies to match it.

Find out what gives them PURPOSE AND MEANING

I don't care how much better your portfolio is (spoiler alert, it isn't) than your competition's. It's worthless without purpose.

What even is an RIA?

RIA stands for "Registered Investment Advisor," and contrary to how it sounds, it isn't (typically) a person.

RIAs are typically entities/companies

Modus Vivendi and (even before that) I affiliated with RIAs. These were the big investment companies we were tied to.

HOWEVER

I formed Modus Vivendi with the explicit purpose of carving new paths forward

To REBEL against "the way things have always been done"

And here I was trying to operate within the confines of a system poorly suited to my intentions

So what did I do???????

I turned Modus Vivendi into its very own RIA

I spent 5 months going through the registration process so I didn't need to play within a system that doesn't understand what I'm trying to do.

I nearly lost everything last year.

Maybe I'll fail. Maybe I'll succeed. Either way, I'm doing it MY WAY.

My Modus Vivendi

(photo of me looking off into the distance added for effect)

Modus Vivendi is excited to introduce a new member of our team! Alana DeGregory joins us as our Operations Lead. She is looking forward to applying her outside of the box thinking and organizational skills to the company as we expand. Long term, she is excited to be part of a team committed to approachable, accessible financial planning focused on security and happiness.