Intercap Lending Phoenix Branch
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The Intercap Lending Phoenix Branch helps Arizona home buyers with smart and easy mortgage options. Get specialized and professional help from Intercap loan officers who specialize in FHA loans, Conventional loans, Jumbo loans, Refinance, and many other specialty loan options to meet your specific needs.\n\nWe are here to get you a great rate your on next home loan.
06/03/2026
Refinancing can be a great move, but only if it makes sense for your timeline.
The key concept is break even.
Break even is the point where your monthly savings outweigh the cost of the refinance.
Here is how it works:
Take your total closing costs
Divide by your monthly savings
That gives you the number of months to break even
If you plan to stay in the home longer than that timeframe, the refinance may make sense.
If not, it could actually cost you money.
Understanding this number is one of the most important parts of making a smart refinance decision.
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Address
910 E 6600 S, Salt Lake City, UT
Phoenix, AZ
84121
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |
