Advocacy Life Insurance

What is Term Life Insurance?
• A budget-friendly option to help financially protect your family.
• A temporary insurance policy with an expiration date
• Policy terms of 10, 20, or 30 years’ worth of coverage.

When is the best time to get Term insurance?
• While you’re raising the kids because that is when you have the most expenses.
• While you’re paying down a mortgage
• While you’re young and at your healthiest.

What are the benefits of Term Life Insurance?
• More coverage for a cheaper amount
• Premiums remain level
• Protects your family from loss of income
• Benefits paid to beneficiary tax-free

What are the downsides of Term Life Insurance?
• Term has no cash value
• Term policies expire leaving you to get new insurance at an accrued age