A&M Risk Solutions

US home insurance costs are skyrocketing:

In October, the average cost of home insurance in the US hit $2,285/year for $300,000 worth of coverage.

This is up another $370, or 19%, in just 5 months, according to Bankrate.

Over the last 3 years, the average annual cost of home insurance is now up ~30%.

Nebraska, Florida, and Oklahoma are the most expensive states, with annual insurance rates of $5,655, $5,527, and $4,835, respectively.

Home insurance is one of many insurance issues adding to the affordability crisis in our country.

If you feel like your homeowners premium is costly, please call our office for a quote today!

Long, cold winters put your HVAC air filters to the test. Debris buildup and algae force units to work harder, driving up energy costs and wearing out your system. Is it time for a change? For more tips on annual maintenance, call me.

Ever wonder what happens if you’re in an accident with an uninsured driver? If this question makes you want to double-check your auto coverage, just give me a call.

Sure, you’ve got car insurance. But what about that golf cart? Or that ATV your kids are always begging to drive? Off-road vehicles come with special risks — and require special insurance. Call to find out more.