Jenny Lin, Realtor
07/06/2026
If you’ve been waiting to buy because the down payment feels too far out of reach, this update is worth paying attention to.
Down payments just hit their lowest level since 2021, and buyers are finding more ways to move forward with less cash upfront than they expected.
That could be through lower down payment loan options, assistance programs, a more balanced market, or help from loved ones.
The most important part? Don’t guess your way out of buying.
You may have options you haven’t looked into yet.
Thinking about buying this year or next? Message me “BUYER” and let’s figure out what your first step could look like. 😊
📌 Save this post if you’re keeping an eye on the market this year.
🔗 https://www.homesbyjennylin.com/post/down-payments-are-smaller-than-they-ve-been-since-2021
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Jenny Lin
(626) 318-2918
[email protected]
HomesByJennyLin.com
DRE # 01383084
Berkshire Hathaway HomeServices California Properties
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