Tiffany Wopschall - Realtor

If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power.

✔️ Purchasing power is the amount of home you can afford to buy that’s within your financial reach.
✔️ Mortgage rates directly impact the monthly payment you’ll have on the home you purchase.

The chart can help you understand the general relationship between mortgage rates and a typical monthly mortgage payment within a range of loan amounts.

Even small increases in mortgage rates can impact your purchasing power. If you’re in the process of buying a home, it’s more important than ever to have a strong plan. Let’s connect so you have a trusted real estate advisor and a preferred lender on your side who can help you strategize to achieve your dream of homeownership this season.

Mortgage rates are on the rise, but that doesn’t mean you should wait to purchase a home. Experts say waiting is risky because rates are forecast to continue rising this year. That means acting sooner rather than later could save you money in the long run 💸

How can you still buy a home? If you're saving for a , help may be out there. According to downpaymentresource.com, there are more than 2,000 down payment assistance programs available.

📲 Message me today so we can start the homebuying process and get you connected with a trusted lender who can help you explore your options.

To fence or not to fence? Are you debating whether or not to build a fence to surround your yard? Are you thinking about cost, curb appeal or what's right for the next ? Here are 3 things real estate agents want you to know about installing fences:

1. 𝘕𝘰 𝘧𝘦𝘯𝘤𝘦 𝘤𝘰𝘶𝘭𝘥 𝘮𝘦𝘢𝘯 𝘯𝘰 𝘥𝘦𝘢𝘭 -
The two main reasons why no fence is a no-go? Pets and privacy, both of which home buyers want protected.

2. 𝘗𝘳𝘪𝘷𝘢𝘤𝘺 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 𝘱𝘳𝘦𝘵𝘵𝘺 - 𝘢𝘯𝘥 𝘥𝘶𝘳𝘢𝘣𝘭𝘦 -
A seller’s fence should, above all, be in good condition — bonus points if it’s an attractive one at that. Fencing that appears damaged or generally not visually appealing can DEFINITELY hinder sales. Buyers will pay MORE for a property that’s got a fence.

3. 𝘈 𝘯𝘦𝘸 𝘧𝘦𝘯𝘤𝘦 𝘤𝘰𝘶𝘭𝘥 𝘯𝘦𝘵 𝘴𝘦𝘭𝘭𝘦𝘳𝘴 𝘮𝘰𝘳𝘦 𝘰𝘳 𝘩𝘪𝘨𝘩𝘦𝘳 𝘰𝘧𝘧𝘦𝘳𝘴 -
Most buyers typically want to purchase a home that is or move-in ready, and the outdoor space of the home is no exception. Developers know that to increase the desirability of outdoor oases, buyers want to feel those areas are as secure and private as possible.

Are you still "𝘰𝘯 𝘵𝘩𝘦 𝘧𝘦𝘯𝘤𝘦" about this? 😏 Every home and situation is different. Before spending $$ right now in an attempt to boost value + curb appeal, get in contact with me so you'll have an expert weigh in on the possible added value or possible waste of money/time.

🌳 Landscaping goes a long way. It’s not enough to throw a bunch of flowers in the ground and call it a day, you want to choose plants that show off your home at its best. According to real estate agents, there are THREE all stars that will do just that. These are plants that both subconsciously appeal to buyers and work overtime in making your home look good all year long. Plus, they don’t require over-the-top maintenance or attention. So, next time you’re headed to the greenhouse, bypass the showy florals and instead head straight for these three workhorses:

1. Lush Ground Cover or Drought Tolerant Landscaping
2. Native Trees to the Environment
3. Evergreen Shrubs / Boxwoods

If you need help deciding which type of landscaping you'll be going with, get in contact with me to boost the of your home! 🌿

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