Peak Health Insurance

The magic Medicare age: 65

The most common way that participants get Medicare coverage is when they turn 65. The initial enrollment period for Medicare begins three months before the month that contains your 65th birthday, and it continues for three months after that birthday. As a result, you have an initial seven-month period during which you can sign up for Medicare.

Medicare coverage for those turning 65 isn't automatic, so you will have to take action to sign up. If you sign up during the months before your 65th birthday, then coverage for most people kicks in on the first day of your birthday month. If your birthday is on the first day of the month, however, then coverage begins on the first day of the previous month.

If you wait until the month you turn 65 or later, there'll typically be a lag before your Medicare benefits start. There's a one-month delay if you sign up during your birthday month, a two-month delay if you sign up the month after your birthday, and a three-month delay for those signing up later in the initial enrollment period.

If you need assistance or have any questions please do not hesitate to either direct message me or call me at (562) 964-2144.

Peak Health Insurance We offer Health Insurance, Life Insurance, Medicare Supplement Insurance, Long Term Care, Disability