Jason R Smith Loan Officer
NMLS# 169972
To Apply Now Visit jsmith@swbcorp" rel="ugc" target="_blank">https://apply.statewidefundinginc.com/#/loan-officers/jsmith@swbcorp
06/02/2026
Tip Tuesday:
Forget chasing a perfect 780. In today’s market, your debt-to-income ratio is doing more heavy lifting on approval strength and pricing.
Target under 36%. Pay down those credit cards first.
It connects straight to how much house the market will actually let you afford.
Who’s run their numbers lately?
Jason R Smith | Mortgage Strategist | Statewide Funding Inc. | NMLS #169972
05/25/2026
Market Monday.
While Treasury yields stayed range-bound, MBS held steady—creating a pocket of relative calm for mortgage pricing.
For buyers, this isn't noise; it's a signal that waiting for dramatic improvement may cost you more in the long run.
Who's thinking about making a move before summer heats up?
Jason R Smith | Mortgage Strategist | Statewide Funding Inc. | NMLS #169972
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3190 Shelby Street, Building A2
Ontario, CA
91764