Jason R Smith Loan Officer

Jason R Smith Loan Officer

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NMLS# 169972
To Apply Now Visit jsmith@swbcorp" rel="ugc" target="_blank">https://apply.statewidefundinginc.com/#/loan-officers/jsmith@swbcorp

06/02/2026

Tip Tuesday:

Forget chasing a perfect 780. In today’s market, your debt-to-income ratio is doing more heavy lifting on approval strength and pricing.

Target under 36%. Pay down those credit cards first.

It connects straight to how much house the market will actually let you afford.

Who’s run their numbers lately?

Jason R Smith | Mortgage Strategist | Statewide Funding Inc. | NMLS #169972

05/25/2026

Market Monday.

While Treasury yields stayed range-bound, MBS held steady—creating a pocket of relative calm for mortgage pricing.

For buyers, this isn't noise; it's a signal that waiting for dramatic improvement may cost you more in the long run.

Who's thinking about making a move before summer heats up?

Jason R Smith | Mortgage Strategist | Statewide Funding Inc. | NMLS #169972

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3190 Shelby Street, Building A2
Ontario, CA
91764