Clinton Wealth Management LLC

It's open enrollment time which means you can make changes to your HSA and FSA contributions. The IRS just announced new contribution limits for Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) for 2025!

➡️ HSA Limits: Single Coverage: Contribute up to $4,350
Family Coverage: Save up to $8,750
Catch-Up for Age 55+: Add an extra $1,000

➡️ FSA Limit: Set aside up to $3,300 for qualified medical expenses with pre-tax dollars!

Remember, maxing out these accounts can reduce taxable income and help you cover out-of-pocket medical costs. Make the most of your 2025 benefits? 💰

We're all guilty of it, it's been a long day, you're tired from work, there's plenty of food in the pantry but the idea of cooking makes your blood drain.

In comes Uber Eats or DoorDash but the markup on those is astronomical so if you use them often, it can be a real drain on your wallet.

Here's a few other money suckers to avoid. Not to say that you can't indulge in these every once in a while, but if you can avoid these most of the time, it can mean more money in your pocket to put toward more important things.

Don't Let Impulse Purchases Haunt Your Budget! 🛍️💸

As tempting as those spooky sales and Halloween decor may be, impulse buys can creep up and drain your wallet before you know it!

Those little (or giant) impulse buys can rack up really fast. So, instead of buying on a whim, take a moment to plan ahead and stick to your budget. If it's something you still need after a time to cool off about it, you can add it into your budget!

🕸️ Pro Tip: Make a list and avoid shopping when you're feeling stressed or hungry (those are the real trick-or-treaters! 🎃🍬)

Keep your budget from getting ghosted! 👻

Acura and Honda have expanded their certified used car program to include cars as old as 10 years. USA Today has the details @ https://bit.ly/3uPFfeU

Honda, Acura expand certified pre-owned program to cars as old as 10 years To attract (and keep) younger buyers, Honda and Acura are offering warranties and a more rigorous inspection process on cars up to 10 years old.