Transition Credit Counseling

Happy Credit Tip Thursday💲💲

Reducing/Eliminating Credit Card Debt
Did you know..that americans are paying their credit cards in full during the pandemic? Well that's correct! The percentage of americans from 2020 to 2021 to pay balances in full has increased 1.5 percentage points for a record high of 33.7%. How, you ask?

✅ Apply for a Balance Transfer Credit Card (read the small print)
✅ Consolidate debt with a personal loan
✅ Get a side hustle or sell your stuff
✅ Sign up for Credit Counseling (Transition Credit Couseling)

*I've used 3 of these ways in my past to become Debt Free 🤩

statistic source: www.creditcards.com, "Average credit card debt statistics", 05/18/2021

🤩Credit Tip Thursday🤩
Ways to increase 📈your credit score.
1️⃣ Pay your bill on time (credit card, car loan, personal loan)
2️⃣ Debt Consolidation
3️⃣ Make payment arrangements
Better credit = Opportunity 😍

Credit Tip Thursday 💰💰

✅Pull your credit report

You can use Credit Karma, Experian, NerdWallet. These are some of the more well known names.

Trying to buy a 🏠 a 🚗 and getting declined?