Carpenter Insurance Agency

A great day at the Seaway Run with a great group of runners. Congrats to everyone who ran!

You found the house. Now protect it! 🏠

Here's what every first-time Michigan homebuyer should know about homeowners insurance.

Michigan Home Insurance: What First-Time Homebuyers Need to Know - Carpenter Insurance Agency Discover key tips for first-time Michigan homebuyers on securing homeowners insurance. Learn about coverage basics, optional coverages, and local risks.

Foundation issues that develop over time are usually considered maintenance related and are not covered under a standard homeowners policy.

However, if the damage is caused by a sudden and accidental event, coverage may apply depending on the policy.

Did you know? Many homeowners policies cover temporary living expenses if your home is uninhabitable after a covered loss.

If something like a fire or major damage forces you out of your home, your policy may help pay for things like hotel stays, meals, and other necessary expenses while repairs are being made.

It’s one of those coverages people don’t think about until they really need it.