Capstone Realty, LLC

Home prices are starting to cool, and that shift creates real opportunity for buyers who know how to make the most of it.

Lower prices can give you more flexibility to negotiate, ask for seller credits or lock in better loan terms. Add in options like down payment assistance* or a seller paid rate buydown and you may be able to keep more cash on hand while still landing the home you want.

Every percentage point counts when it comes to your buying power. Start your online application today or DM me to start a conversation.

Info as of 6/16/25, subject to change.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

How to buy a home, no big down payment required.

You don’t need a huge savings account to afford your first home. Many buyers are using down payment assistance programs* to cover part — or even all — of their down payment.

Popular programs include:

Grants that don’t need to be repaid
Forgivable loans that disappear over time
Low-interest second loans that help cover upfront costs
Eligibility depends on factors like income, location and loan type. But there are more options out there than most people realize. With the right program, you may be able to buy a home with little or no money out of pocket.

DM me to find the program that fits your situation.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

With a USDA loan, you could secure 100% financing on a new or existing manufactured home:

Fixed 30-year loan
New or existing homes (up to 20 years old)
$50,000 minimum loan amount
No down payment required
Let’s talk about how a USDA loan can work for you!

Product info as of 6/16/25, subject to change.