Three Bears Financial

A week ago I set out to learn how TikTok might work for reaching my target demographic.

The only thing I knew is people my age aren’t allowed to create content for the platform. Any attempt to create content by people over 50 comes off as cringe, regardless of how we might believe it would look. But, we can make our profiles public and anyone can creep my page to see which Personal Finance pros I think have a clue. So far I’ve ‘liked’ about 40 videos and will probably like hundreds more in the future. No, I won’t be creating any content on my own for this platform.

WARNING: By watching the GOOD personal finance videos my ‘For You’ has been flooded with videos trying to get me to sign for any number of scams. You’ll notice I don’t advocate for things like: universal life insurance, leveraging debt, multi-level marketing, airbnb rentals, affiliate marketing, NFTs, crypto, or selling pictures of your feet.

The GOOD stuff includes: Tracking spending, setting up an emergency fund, paying off debt, getting the company match in your 401K, maxing out your Roth IRA with index funds, spending less than you earn, and putting savings on autopilot.

You can find me with this QR code of search for the project name: threebearsfinancial

Next week: Instagram.

Disclaimer: Never take content creation or investing advice from someone you meet on the internet.

Looked into starting a new savings account at WellsFargo, was impressed to see they offer a "Relationship Interest Rate" that is double their Standard Interest Rate.
02% is their Relationship rate.

I'd need to have $100,000 in their bank for a year to earn enough to buy a tube of KY l**e. I think the customer is gonna get screwed in this relationship.