Micheletti Alternative Insurance Solutions

Small policy details can create big headaches later if they are not current. An old address, an unlisted driver, or a vehicle that is no longer in the driveway may leave your records out of sync with real life. For existing clients, a quick review of your current setup is one of the simplest ways to keep service requests and claims moving smoothly.

Review your current limits after any meaningful business change. A larger client base, more on-site work, or expanded services can all affect what your policy should account for, especially when it comes to liability and property values. If your operation has evolved recently, ask us to take a fresh look so you know what is in place and what may need attention. https://bit.ly/3RSlz9b

A beneficiary designation is one of the most practical parts of a life policy to review, yet it is often overlooked. If the person named on the policy no longer reflects your current wishes, the money may not go where you expect. Our clients should also check whether primary and contingent beneficiaries are listed, since the backup designation can matter if the first choice cannot receive the funds.

Most people end up with insurance scattered everywhere.

Different agents, Different policies.

We handle:
• Personal coverage
• Business insurance
• Employee benefits

All aligned. All working together.

One advisor. One strategy. Complete protection.

A claim involving an uninsured motorist can turn a routine fender bender into a much bigger financial problem. UM/UIM stands for uninsured and underinsured motorist coverage, which helps when the at-fault driver has no policy or not enough liability limits to respond. If it has been a while since your auto policy was updated, our team can help you check the details. https://bit.ly/4nDfbOW