Financial Unity Network

Need Funds NOW. Get up to 75% of your Tax Refund in Advance.

🚀 Ready to take control of your financial future? 🚀

At Financial Unity Network Tax and Business Services, we believe that true strength comes from knowledge and unity. That’s why our mission is clear:
“Building Unity Through Financial Empowerment.”

Whether you’re an entrepreneur, individual, or family, our expert team is here to guide you with personalized tax solutions and business services designed to help you grow and succeed.
From maximizing your refund to strategic business planning, we’ve got your back—every step of the way!

Let’s work together to unlock your financial potential. 💼💰
Because when we unite, we ALL thrive.

📞 Call us today: 954-758-4103
📧 Email: [email protected]

👇 Tag a friend who’s ready to level up their finances and share this post to spread the unity!

Warm Holiday Wishes from Financial Unity Network! ✨

We are truly thankful for the trust and loyalty you’ve shown us—our clients, friends, and family make our community special.

As tax time approaches, we’re ready to support you with:
• Refund advance loans for faster cash in hand
• Speedy refund processing
• Multiple payment methods: debit, check, or direct deposit
• Great referral bonuses when you share our services

May your holidays be filled with joy, and your New Year bring prosperity! Let’s partner to ensure a smooth and rewarding tax season.

Questions or ready to begin? Call 954-758-4103, today.

— Financial Unity Network

2026 Tax Filing FAQ

Understanding OBBBA & “Low-Income” Tax Benefits

1. What is OBBBA?

The 'One Big Beautiful Bill Act (OBBBA)' is a tax law that 'keeps the current tax rates and deductions in place permanently'. It did not create new tax credits, but it helps keep taxes stable and predictable.

2. Does OBBBA define who is “low income”?

No.
OBBBA does **not** set one income amount that qualifies as “low income.”

Instead, 'each tax credit has its own income rules'. Your eligibility depends on 'which benefit you are claiming', not on OBBBA itself.

3. How does OBBBA help low-income taxpayers?

OBBBA helps by:

Keeping 'lower tax rates'(10% and 12%)
Keeping a 'high standard deduction'
Adjusting income limits for inflation each year

This means many people:
-Owe 'little or no federal income tax'
-Still qualify for 'refunds through tax credits'

4. What is the standard deduction for 2026?

The standard deduction reduces the amount of income you are taxed on.

For 2026 filings (amounts adjusted annually for inflation):

-Married Filing Jointly: High enough to shield most basic income
-Head of Household:** Higher than single filers
-Single Filers: Still historically high

👉 Many low-income taxpayers pay $0 in federal income tax before credits are applied.

5. What is the Earned Income Tax Credit (EITC)?

The EITC is a refundable credit for working individuals and families.

-Based on **income, filing status, and number of children**
-You can get a refund 'even if you owe no taxes'.
- Income limits increase slightly each year

👉 EITC is one of the 'largest refunds available' to low-income workers.

6. Will I still qualify for EITC in 2026?

Possibly, if:

-Your income is below IRS limits
- You worked and earned income
-You meet filing and residency rules

The IRS updates the 'income limits every year', so eligibility must be checked annually.

7. How does health insurance affect my taxes?

If you buy insurance through the Marketplace (Healthcare.gov):

- You may qualify for the **Premium Tax Credit**
- Eligibility is based on **household income compared to the federal poverty level**
- Usually between **100% and 400%** of the poverty level

👉 This credit can lower monthly premiums or increase your refund.

8. Does being in a low tax bracket mean I’m “low income”?

Not necessarily.
Tax brackets only show 'how your taxable income is taxed' after deductions.
They do not determine eligibility for credits like EITC or health subsidies.

9. Why do income limits change every year?

Income limits change because:
-The IRS adjusts them for **inflation**
-Poverty guidelines are updated annually
-Family size and filing status matter

👉 Always check eligibility 'each year', even if you qualified before.

10. Can OBBBA increase my refund?
OBBBA does 'not automatically increase refunds, but it:
-Helps protect refunds by keeping credits in place
-Prevents sudden tax increases
-Allows more income to remain untaxed
Your refund depends on:
- Income
- Credits claimed
- Filing status
- Dependents

11. What’s the biggest mistake low-income taxpayers make?
Common mistakes include:
* Not claiming credits they qualify for
* Filing incorrectly as single instead of head of household
* Missing income or dependent documentation
* Using paid preparers who don’t maximize credits

12. What should I do to protect my refund?
✔ File accurately
✔ Report all income
✔ Claim eligible credits
✔ Use trusted or free tax help
✔ Ask questions before filing
Need help?

If you’re unsure how OBBBA or tax credits apply to you, speak with a qualified tax professional or contact Financial Unity Network.