ISC Financial Advisors

"The analysis found a 13 percent increase in the claiming of Social Security benefits so far in fiscal year 2025, although that could rise to a 15 percent increase if the current trends continue.

Such an increase in claiming would mean more than half a million Americans claiming their benefits earlier than is optimal to maximize their long-term retirement income.

These early claims run counter to a trend in recent years of people delaying their initial benefit claims."

Is Fear Triggering Early Social Security Benefit Claims? Fear-driven decision making, like claiming Social Security early, can undermine long-term retirement security.

5 financial planners share the biggest mistakes people make when trying to cut back on spending Being too strict or unfocused can make it difficult to cut back on spending effectively. Budgeting doesn't have to be strict or limiting — center it on your values and goals. Looking at past expenses and knowing where your money is going can help you be savvier at budgeting.

Why Have Car Insurance Rates Gone Up in 2025? Find out what's making car insurance so expensive. Knowing why car insurance is so expensive will help you find ways to keep costs down.

How To Avoid Lifestyle Inflation — 10 Actionable Tips And Strategies Lifestyle inflation occurs when your expenses increase as you earn more income. Learn tips to prevent it from derailing your path to financial freedom.