GRIP Financial LLC

EVENT UPDATE: Retirement Ready? Taxes, Investments, and Social Security

May 19, 5:30 PM – 7:00 PM

Join us for an educational workshop in Midlothian covering Taxes, Investments, and Social Security.

Get professional guidance on potentially maximizing your Social Security, reducing the taxation of your retirement income (including Social Security), and how to position yourself for better returns on your investments with lower possible risks.

For more information or to join the waiting list, email [email protected] or visit https://myretirementgrip.com/contact-us/.

Plan wisely. Retire confidently.

EVENT UPDATE: Tax Strategies for Your 401(k) and IRA

May 5, 5:30 PM – 7:00 PM

Join us for an educational workshop in Wi******er covering Tax Strategies for Your 401(k) and IRA.

Learn retirement tax strategies that could potentially minimize taxes in every phase of retirement including: strategies for your 401(k) and IRA, when and how to do Roth conversions, key distribution strategies before RMD age, and more.

For more information or to join the waiting list, email [email protected] or visit https://myretirementgrip.com/contact-us/.

Plan wisely. Retire confidently.

Grateful for the opportunity to spend time recently with financial advisors from across the country, sharing tax planning strategies for retirement.

It’s an honor to be invited into rooms like this, especially alongside professionals who are deeply committed to serving their clients well.

Thankful for the trust, the dialogue, and the chance to contribute in a small way.

Tax planning doesn't end in December.

There may still be ways to improve your 2025 tax situation before the filing deadline—but they require action.

If you’re nearing or in retirement, how your income is structured matters.

Tax Strategies for Your 401(k) and IRA — pictures from another great workshop in Wi******er!

We often hear from people nearing retirement:
"Won’t my taxes just be lower once I stop working?"

Maybe.

The outcome can depend on the planning done before and during retirement.

Between RMDs, Social Security taxation, and retirement account withdrawals, taxes can look very different from what many people expect.

Appreciated all the thoughtful questions and conversations with those who attended.

We look forward to continuing the discussion at our next workshop on March 16 in Richmond.

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Get to know your advisor.
Mike Gilman
Founder, CPA

Mike was born and raised in Richmond, Virginia, and met his wife, Hollie, in elementary school. They married in 1996 and have three adult children and two grandchildren—so far. He enjoys spending time with his family, preferably on the golf course and watching UVA Basketball. Go, Hoos!

Get to know your advisor.
Mike Gilman
Founder, CPA

Leveraging his experience as a CPA, Mike specializes in designing personalized, tax-efficient retirement strategies to help clients make informed decisions with confidence.

The driving force behind GRIP Financial is his desire to go deeper with fewer clients and serve them with excellence. His passion for retirement planning stems from his desire to work one-on-one with each client and help them experience that light bulb moment when they see, understand, and have complete confidence in their retirement plan.

Mike has a broad perspective from his experience in the accounting and finance industry since 1996. Before his launch in personal financial planning, he began his career in public accounting. He later transitioned into Corporate Finance with Capital One, then Head of Mortgage Finance with SunTrust (now Truist).

Thank you, Wi******er, for a great evening.

Our Retirement Ready Workshops are about education and bringing clarity to the moving pieces that shape retirement: taxes, income, Social Security, and market uncertainty.

Confidence comes from knowing your options and having a plan that’s built for real life, not headlines.

We appreciate the thoughtful questions, great conversations, and the opportunity to serve such an engaged group. We love this part of our work — helping you feel more prepared for what’s ahead.

Discipline Carries Over

Financial decisions are connected to family responsibilities, personal values, and long-term priorities.

Logging more than 5,000 cycling miles each year reflects a commitment to discipline and long-term focus. That same mindset shapes how Keith approaches retirement planning—providing clear guidance and helping clients make informed decisions with confidence.

☕️ Winter weather essentials.

❄️ Stay warm out there!