TrulyCare Insurance Broker

🚨 Health Insurance Deadline: January 15th

Still need coverage for 2025? I can help you enroll - completely FREE.

✅ Compare all available plans
✅ Find the best coverage for your budget
✅ Complete your application hassle-free

Serving Miami-Dade families with bilingual support. Many plans start at $0/month!

📩 Message me or comment below to get started. Don’t wait - the clock is ticking!

🦷 CONFUSED ABOUT DENTAL INSURANCE & OBAMACARE? 🤔

Here's the truth that surprises most Miami families:

❌ Adult dental coverage is NOT automatically included in ACA plans
✅ You need to purchase it separately
💰 Plans start at just $7/month in Florida

But here's what IS required:

👶 Pediatric dental coverage for kids under 18
📋 Out-of-pocket max: Only $450 per child

With Open Enrollment ending January 15th and the CRITICAL December 15th deadline for January coverage, now's the time to understand your options.

We broke down everything Miami-Dade families need to know about dental insurance through the Marketplace for 2026:

✅ Costs for each plan type
✅ What's actually covered
✅ Important deadlines you can't miss
✅ How to choose the right plan

👉 Read the full guide: https://trulycareinsurancebroker.com/does-acaobamacare-cover-dental-insurance-in-miami-florida-your-2026-complete-guide

Need help comparing the 11 dental plans available in Miami? We offer FREE assistance in English or Spanish!

📞 Call us: (786) 502-0219
🌐 Visit: www.trulycareinsurancebroker.com

Don't wait until the last minute! Let's find the perfect coverage for your family.

A lot of people think dental plans are all the same… until they actually need a crown, root canal, or a specialist — and then they realize their plan works very differently than they thought.

Every week I get messages like:
👉 “Why doesn’t my plan cover my dentist?”
👉 “Why does this procedure cost more on my plan?”
👉 “Why are PPOs more expensive?”

The truth is, Dental HMO and Dental PPO plans are totally different, and the difference can impact:
✔ which dentist you can see
✔ how much you pay
✔ how long you wait
✔ which procedures are covered

This carousel explains the main differences so you can choose the plan that actually fits your needs — especially if you have a favorite dentist or need major work done.

If you want help finding the best dental option for your ZIP code, your dentist, and your budget, I can run the comparison for you in just a couple minutes.

📩 Comment “DENTAL” or send me a message and I’ll help you compare options.

➡️ Share this with someone who’s been thinking about signing up for dental insurance!

😬 Missed Open Enrollment? Here’s what you can still do…

Every year, thousands of people realize they missed the Open Enrollment deadline and think they’re stuck without coverage until next year. But here’s the good news 👇

✅ You might still qualify for a Special Enrollment Period (SEP) if:

You lost job-based insurance

You moved to a new state or ZIP code

You got married or had a baby

Your income changed

Your immigration status changed

💡 Each of these life events can unlock a 60-day window to get coverage — even after Open Enrollment closes!

🚫 If none of those apply, there are still private and short-term options to keep you protected.

📲 Not sure if you qualify? Message me today — I’ll check for you for free and make sure you don’t stay uninsured.

So many people get stuck choosing between HMO, PPO, EPO, and POS — and they usually end up picking the wrong one simply because nobody explains the differences in a way that actually makes sense.

Every week I talk to clients who tell me things like:
👉 “I didn’t know my plan needed referrals.”
👉 “I didn’t know my doctor wasn’t in-network.”
👉 “I thought PPO automatically meant better.”

This carousel breaks everything down in simple, real-life language so you can understand:
✔ Which plans require referrals
✔ Which ones let you see any doctor
✔ Which ones are cheaper
✔ Which ones offer the most flexibility

Choosing the right plan can save you hundreds (or even thousands) a year AND help you avoid surprise bills.

If you want help knowing which option fits your doctors, medications, and budget, just send me a message.
I’ll compare everything for you 100% free.

📩 Comment “INFO” or send me a message and I’ll check your options.

➡️ And feel free to share this post — a lot of people are confused about these plan types.

🚨 Miami Health Insurance Alert: 2026 premiums are DOUBLING for many families.

If you're seeing quotes $400-500+ higher per month, you're not alone.

Here's what's happening and 7 strategies to fight back 👇
✅ New HSA advantages for Bronze plans
✅ Smart metal tier switching tactics
✅ Income optimization strategies
✅ Network verification tips
✅ And more...

⏰ Open Enrollment ends January 15. Don't auto-renew without reading this.

Read the full survival guide: https://trulycareinsurancebroker.com/how-to-survive-the-2026-aca-premium-shock-your-complete-miami-guide

How to Survive the 2026 ACA Premium Shock: Your Complete Miami Guide | TrulyCare Insurance Broker Miami health insurance premiums are doubling in 2026. Discover 7 proven strategies to survive the ACA premium shock and find affordable coverage before January 15.

💔 BREAKING: Enhanced ACA subsidies expired December 31st

If you're in Miami and shopping for 2026 health insurance, here's what you need to know:

😰 Average premium increase: 114% ($1,016/year more)
😱 Near-retirees (50-64): Some paying 25-29% of income on premiums
🚨 Over $62,600 (single) or $128,600 (family)? You could lose ALL subsidies

But there's hope. Our latest guide covers:

✅ Exactly what YOU will pay (real Miami examples)
✅ The "subsidy cliff" and how to avoid it
✅ MAGI reduction strategies (lower your income on paper legally!)
✅ Why the 2026 tax reconciliation rule change is CRITICAL
✅ Strategic plan selection that could save thousands
✅ Metal tier guidance for your specific situation
✅ 4-week action checklist

⏰ Open Enrollment ends January 15. Don't let Congress' inaction destroy your budget.

Read the full guide: https://trulycareinsurancebroker.com/enhanced-premium-tax-credits-expiring-what-miami-residents-need-to-know-now