MassMutual Miami

aged with the long-term interests of its policyowners and members in mind. Policyowners and members may benefit directly from the Company’s mutual ownership structure. For example, if you are the insured under a MassMutual participating whole life insurance policy, you are a member of the Company and entitled to vote for its board of directors. And if you are the owner of that participating policy, you may be eligible to share in any dividends the Company may declare. MassMutual seeks to generate long-term stable investment performance to support its financial strength and ability to meet its financial commitment to policyowners. As a mutual company, MassMutual is able to take a long-term strategy – built on diversification, prudent security selection and relative value – and focus less on short-term fluctuations in asset values. MassMutual’s strategic investments in retirement, asset management and international insurance businesses can provide diverse sources of growth and earnings that have consistently helped it grow capital and enhance its dividend-paying ability, as well as broadening MassMutual’s spectrum of financial products and services.